No Claims Bonus
Please click on a question below to reveal the answer.
In most cases, we no longer need to see evidence of your No claims bonus.
If you have been requested to do so, please follow the instructions set out in our correspondence. A general guideline that No Claims Bonus should:
- Be in the name of the policyholder
- Clearly show the Insurance company you were with
- Be less than two years old
- Show the number of years claim free
If you have been the main driver on a company car then a letter on company headed paper from your employer can be supplied as proof. The letter will need to state the number of consecutive years you have been claim free as the main driver of the car and that the car was used for personal and business use. There cannot be a break in the period you were driving.
No, your No Claims Bonus must have been earned in the United Kingdom.
Yes, we offer No Claims Bonus protection. This MUST be selected when you purchase your policy as it cannot be added after your policy start date.
If the claim is one of the following:
- A collision where the third party admits liability and we make a full recovery of all costs and expenses incurred;
- Emergency treatment fees;
then your No Claims Bonus will not be affected.
All other claims are likely to impact your No Claims Bonus. The number of years lost from your bonus will depend on your insurer's terms and conditions, and can be found in your insurers statement of fact.
You can protect your No Claims Bonus for an additional premium at policy inception.