Caravan Insurance

The need for a good van insurance policy has been driven home by a report claiming elderly motorists are more likely to be involved in crashes and are also becoming more prominent on Britain's roads.

Research by the Association of British Insurers (ABI) has shown that drivers aged 70 and over are on the whole three times more likely to be involved in a car crash than a motorist aged between 45 and 60 years old.

ABI's figures also show that this is a growing concern, estimating that although only nine per cent of drivers at the moment are aged over 70 this will gradually rise to 25 per cent by 2050, which will almost certainly lead to an increase in road accidents and as a result, van insurance premiums will probably increase as well.

Stephen Haddrill, the ABI's director general, predicted: "The increasing numbers of older drivers will be one of the big motoring issues this century."

ABI wants the government and the Driver and Vehicle Licensing Agency to take steps to deal with this issue, calling for stricter tests than those that are currently in place and allow elderly drivers to assess their own suitability to drive.

It is also calling them implement rigorous cognitive and eyesight tests on elderly drivers to ascertain their aptitude on the roads and for the licenses of those older drivers shown unfit to drive to be immediately revoked.