Onequote Direct Fees & Charges
Our fees and charges are always visible, allowing you to make an informed decision before you purchase, make changes to or cancel your insurance policy. These fees and charges are in addition to any premium that is charged by your insurer.
Fees and Charges | Description | Amount (£) |
New business fee | This is for arranging a new policy. | Up to £75 |
Renewal fee | This is for arranging a renewal. | Up to £75 |
Temporary addition fee | If you want to make a temporary change to your policy. | £20 |
Mid-term adjustment fee | Change of vehicle or driver. Any other permanent change |
£50 £30 |
Cooling off cancellation fee | If your policy is cancelled within 14 days from the start date of your policy, this fee will be charged. | £25 |
Cancellation fee | If your policy is cancelled after 14 days from the start date of your policy, a fee will be charged. | £50 |
Before cover has started | If your policy is cancelled before cover has started, a fee will be charged. | £25 |
Price comparison charge | If your policy was taken out through a price comparison site and your policy is cancelled by you or us, we reserve the right to charge within the first year. | £25 |
Credit card charge | If you pay by credit card. | FREE |
Duplicate document charge | If you require duplicate documents. | £20 |
Document Postage Charge | Email Paper |
FREE FREE |
Voided policies fees | This is for a policy which has been voided. | £75 |
All fees and charges are also found in our Terms of Business.
Please refer to our FAQs for any fees and charges relating to the direct debit arrangement for your monthly instalment payments with Premium Credit Ltd.
Please refer to our Terms of Business and your policy documentation for further details, including your right to cancel under the terms of the "cooling-off" period and afterwards and for details of how refunds of premium are calculated.
Please be aware that premiums for our Optional Extras, e.g. Legal Expenses are non-refundable.