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Car travelling down road.

What to do in the event of an accident

Being involved in an accident can be a highly stressful experience for a motorist. To minimise the level of stress, we have compiled a checklist to help prepare drivers in case they do have the misfortune to be involved in an accident.

When to stop

It is essential that drivers stop their vehicle following the event of an accident if:-

  • Anyone is injured
  • there is damage to vehicles or property
  • an animal either on the road or in a vehicle is injured
  • there is any damage to the street furniture including lamp posts and bollards.

Swapping Details

It is vital that you swap details with anyone else involved in the incident. If for any reason details are not swapped at the time of the accident, it is the driver's duty to pass their details over to the police within 24 hours.

If for any reason the third party refuses to swap details, make a note of their registration number, this will enable the police to trace them and their insurance company.

If there are any witnesses to the accident, ask them to make a statement as soon as possible. Any dispute over fault can take time to settle so it's essential that all involved do this as soon as possible to ensure there are no errors made later down the line.

In any incident, regardless of fault, drivers should inform their own insurance company as soon as possible. Ultimately, the insurers will decide who is at fault so there is no need to discuss this at the time.

Personal Injury

If anyone at all is injured as the result of the incident, you must call the emergency services and wait for their arrival before moving anybody.

Try and make sure that the injured party is as comfortable as is feasible, trying not to move them too much as this could aggravate the injury.

In the event of personal injury, the driver must produce a valid insurance certificate or take it to a police station within 7 days of the accident if they do not have it to hand. If the accident has resulted in damage only, the driver must hand over their details to anyone wishing to claim from them.